Main Street Mortgage, Inc and Main Street Mortgage Consultants and subsidiaries and affiliates are committed to protecting the privacy and security of your personal information. This Privacy Policy explains how we collect, use, disclose, and protect the personal information we obtain from users of our website, mortgageonmainstreet.com, and any related services (collectively, the "Services"). This policy applies solely to the information collected through our website and does not apply to information collected offline or through other channels.
Please read this Privacy Policy carefully to understand our practices regarding your personal information. By accessing or using our website, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, your choice is not to use our website.
1. Information We Collect
We may collect and process the following types of personal information:
1.1 Personal Information You Provide: When you interact with our website or use our Services, you may voluntarily provide us with certain personal information, such as your name, contact information, including your email address, phone number, and home address, employment details, financial information, and any other information you choose to provide to us.
1.2 Automatic Information: When you access our website, we may collect certain information automatically, such as your IP address, browser type, operating system, referring website, pages you visit, and the dates and times of your visits.
2. Use of Information
We may use the information we collect for the following purposes:
2.1 Providing Services: We use your personal information to provide the Services you request, including processing mortgage applications, evaluating eligibility, communicating with you, and facilitating the mortgage process.
2.2 Communication: We may use your personal information to communicate with you, respond to your inquiries, provide updates about our Services, and send you relevant information related to your mortgage needs.
2.3 Improving Our Services: We may use your information to analyze trends, monitor and improve our website and Services, and for other internal purposes, such as data analysis, research, and statistical purposes.
2.4 Legal Compliance: We may use and disclose your personal information to comply with applicable laws, regulations, legal processes, or enforceable governmental requests, or to protect our rights, privacy, safety, or property, or that of others.
3. Sharing of Information
We do not sell or rent your personal information to third parties. However, we may share your personal information with the following entities:
3.1 Service Providers: We may disclose your personal information to third-party service providers who perform services on our behalf, such as IT support, customer service, and data analysis.
3.2 Business Transfers: In the event of a merger, acquisition, or sale of all or a portion of our assets, your personal information may be transferred to the acquiring entity.
3.3 Legal Requirements: We may disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to comply with legal obligations or protect the rights, property, or safety of our company, our users, or others.
4. Security
We take reasonable measures to protect the personal information we collect. However, no data transmission or storage system can be guaranteed to be 100% secure. Therefore, while we strive to protect your personal information, we cannot guarantee its absolute security.
5. Your Choices
You have certain choices regarding the personal information you provide to us. You can:
5.1 Opt-Out: You may choose not to provide certain personal information, although this may limit your ability to use certain features of our Services.
5.2 Marketing Communications: If you do not wish to receive marketing communications from us, you can opt out by following the instructions in the communication or by contacting us directly.
6. Children's Privacy
Our website and Services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children under 18. If you believe we may have collected personal information from a child under 18, please contact us, and we will promptly delete such information.
7. Changes to this Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by posting the updated Privacy Policy on our website or through other communication channels. Your continued use of our website or Services after any such modifications signifies your acceptance of the updated Privacy Policy.
8. Contact Us
If you have any questions, concerns, or requests regarding this Privacy Policy or the privacy practices of our website, please contact us on our website under “Contact Us”.
By using our website or Services, you signify your consent to the collection, use, and disclosure of your personal information as described in this Privacy Policy.
This Policy is Subject to Change.