This Terms of Use Agreement (the "Agreement") is a legally binding agreement between you (referred to as "user," "you," or "your") and [Company Name] (referred to as "we," "us," or "our") regarding your use of Main Street Mortgage, Inc's website (referred to as the "Website").
By accessing or using the Website, you acknowledge that you have read, understood, and agree to be bound by the terms and conditions set forth in this Agreement. If you do not agree to these terms, please refrain from using the Website.
1. Website Use
1.1 Permitted Use: The Website is intended for informational purposes only. You may use the Website to obtain information about our mortgage brokerage services, subject to compliance with this Agreement.
1.2 Prohibited Activities: You agree not to engage in any of the following activities:
a. Violating any applicable laws, regulations, or third-party rights.
b. Interfering with or disrupting the Website's functionality.
c. Attempting to gain unauthorized access to the Website or any related systems or networks.
d. Using the Website to transmit any unauthorized or unsolicited commercial communications.
e. Uploading or distributing any content that is unlawful, defamatory, obscene, or infringing upon intellectual property rights.
2. Intellectual Property
2.1 Ownership: All content, materials, and features available on the Website, including but not limited to text, graphics, logos, images, and software, are the intellectual property of Main Street Mortgage, Inc and Main Street Mortgage Consultants and its licensors. You agree not to modify, reproduce, distribute, or create derivative works based on any part of the Website without our prior written consent.
2.2 Trademarks: All trademarks, service marks, and trade names displayed on the Website are the property of their respective owners. Use of any such marks without our prior written consent or the consent of the respective owner is strictly prohibited.
3. Disclaimers
3.1 Accuracy of Information: While we strive to provide accurate and up-to-date information on the Website, we make no warranties or representations regarding the accuracy, completeness, or reliability of any content. You acknowledge that any reliance on such information is at your own risk.
3.2 Third-Party Websites: The Website may contain links to third-party websites or resources. We are not responsible for the availability, content, or accuracy of such external sites or resources. The inclusion of any link does not imply our endorsement of the linked website.
4. Limitation of Liability
To the fullest extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of the Website. This includes but is not limited to, any loss of profits, data, or business interruption.
5. Indemnification
You agree to indemnify, defend, and hold harmless Main Street Mortgage, Inc and Main Street Mortgage Consultants its officers, directors, employees, and agents from any claims, damages, liabilities, and expenses (including attorney's fees) arising out of or related to your use of the Website or any violation of this Agreement.
6. Governing Law and Jurisdiction
This Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or relating to this Agreement shall be brought exclusively in the state or federal courts located in California.
7. Severability
If any provision of this Agreement is held to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired.
8. Entire Agreement
This Agreement constitutes the entire agreement between you and [Main Street Mortgage, Inc and Main Street Mortgage Consultants regarding your use of the Website and supersedes all prior agreements and understandings.