Let me help you to your new home. A mortgage and loan professional for more than 35 years, I have degrees in Economics and Finance from St. Mary's College and additional training and certification including licensing by the Nationwide Multistate Licensing System as well as the California Department of Real Estate, giving me the knowledge and experience to help you through the loan process, find the terms that are right for your budget, and make sure all the legalities are competently handled so that the closing goes smoothly and you can take possession of your new property.
Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, I can help you before you ever make an offer on a property. I can sit down with you and look over your budget, income, and savings, helping you get a clear picture of what type and amount of loan is realistic. There are many factors to consider when getting a home loan; interest rates are only one element of the complete package. I will help you consider all your options so you can concentrate on making the best decision for your needs. The financial aspects of home buying can be stressful and overwhelming—but they don’t have to be, not with a trained and caring professional like me in your corner.
On a personal note, I've been happily married for over 30 years and am a long-time Calaveras County resident after spending 20 years in mortgage lending in the Bay Area. I enjoy exploring the many hiking, kayaking, and camping opportunities in Northern California. I relish spending time with my Granddaughter most of all. I feel blessed to be part of a small community and I truly enjoy giving my time freely to help others.
Contact me today at 209-728-9898 and let’s get started making your home-ownership dream come true.